Not affiliated with the US Social Security Administration

Amount of Surviving Child's Insurance Benefit

Excerpted from "Social Security Handbook". See the up-to-date, official Social Security Handbook at


412. Amount of Surviving Child's Insurance Benefit

412.1 How is the surviving child's benefit rate computed?

The surviving child's insurance benefit rate is three-fourths (.75) of the deceased parent's primary insurance amount.

412.2 When is the benefit rate less?

The child's insurance benefit may be less than above if the "family maximum" applies and all the benefits on that earnings record have to be reduced.

(See §§730-732 for a discussion of the family maximum. See §§733-737 for the effect of simultaneous entitlement to more than one Social Security benefit.)

Last Revised: March, 2001

Sponsored Links

Recent Content

Before Freezing Credit, Consider Opening Social Security Online Account

A report states that, in order to establish an online Social Security account at, the Social Security Administration must have access to your credit report to verify your identification.

Thus, before freezing your credit (to mitigate the risk of recent hacks), consider setting up an account at first.

National Social Security Advisor Certification Available

If you're looking for advice on Social Security benefits, it may be useful to find someone with the "National Social Security Advisor" certification.

Although the NSSA appears to be a privately issued certificate, it seems to convey some level of knowledge about Social Security benefits. Finding a financial advisor with NSSA certification may be something worth exploring.


Sponsored Links

Not affiliated with the US Social Security Administration