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Who is entitled to child's insurance benefits?

Excerpted from "Social Security Handbook". See the up-to-date, official Social Security Handbook at ssa.gov.

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323. Who is entitled to child's insurance benefits?

A child is entitled to child's insurance benefits on the Social Security record of a parent if the following conditions are met:

  1. An application for child's insurance benefits is filed;

  2. The child is (or was) dependent upon the parent (see §§333-337);

  3. The child is not married;

  4. The child meets any of the following conditions:

    1. Is under age 18;

    2. Is age 18-19 and a full-time elementary or secondary school student; or

    3. Is age 18 or older and under a disability (which must have begun before age 22) (see §517); and

  5. The parent meets any of the following conditions:

    1. Is entitled to disability insurance benefits;

    2. Is entitled to retirement insurance benefits;

    3. Died and was either fully or currently insured at the time of death.

Last Revised: Feb. 6, 2003

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