Not affiliated with the US Social Security Administration

When can you receive widow(er)'s benefits based on disability?

Excerpted from "Social Security Handbook". See the up-to-date, official Social Security Handbook at ssa.gov.

513. When can you receive widow(er)'s benefits based on disability?

You can receive disabled widow(er)'s benefits as a disabled widow(er) or surviving divorced spouse age 50-59 if, effective for benefits payable January 1991 or later, you meet the conditions below:

  1. You meet the definition of disability for disabled workers in §507.1.;

  2. You became disabled no later than seven years after the latest of the following months:

    1. The month the disabled worker died;

    2. The last month you were previously entitled to mother's or father's insurance benefits based on disability on the disabled worker's earnings record; or

    3. The month your entitlement to widow(er)'s insurance benefits ended because your disability ended;

  3. You have been disabled throughout a waiting period of five full calendar months in a row; and

    Note: No waiting period is required if you were previously entitled to disabled widow(er)'s benefits.

  4. You meet the non-disability requirements for a surviving spouse or a surviving divorced spouse (see Chapter 4).

Note: A widow(er) age 60-64 and under a disability is entitled to Medicare benefits only.

(See §407 concerning the amount of benefits.)

Last Revised: Jan. 22, 2008

Ads

Recent Content

Good Article on Social Security Benefits for Divorced People

This is a good article which outlines Social Security benefits for divorced people. The article refers to "divorced women", but it also applies to divorced men (especially if the woman had higher earnings).

Excerpt :

The law says a divorced woman, who was married to her ex-husband for a minimum of 10 years, is due essentially the same benefits as a woman who is currently married to her husband.

National Social Security Advisor Certification Available

If you're looking for advice on Social Security benefits, it may be useful to find someone with the "National Social Security Advisor" certification.

Although the NSSA appears to be a privately issued certificate, it seems to convey some level of knowledge about Social Security benefits. Finding a financial advisor with NSSA certification may be something worth exploring.


Sponsored Links

Ads

Not affiliated with the US Social Security Administration