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How is the reduction amount computed?

Excerpted from "Social Security Handbook". See the up-to-date, official Social Security Handbook at ssa.gov.

727. How is the reduction amount computed?

How your reduction amount is computed depends upon whether you are entitled only to: (1) a retirement insurance benefit, (2) a wife's or husband's insurance benefit, (3) a widow(er)'s insurance benefit, or (4) a disability insurance benefit. If you are entitled to a combination of benefits, the time at which you become entitled to each benefit can affect the method of figuring the reduction amount.

Last Revised: Sep. 22, 2003

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Good Article on Social Security Benefits for Divorced People

This is a good article which outlines Social Security benefits for divorced people. The article refers to "divorced women", but it also applies to divorced men (especially if the woman had higher earnings).

Excerpt :

The law says a divorced woman, who was married to her ex-husband for a minimum of 10 years, is due essentially the same benefits as a woman who is currently married to her husband.

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