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Equifax to Offer Free "Credit Freeze" Service After Security Breach

After the massive security leak of 143 million Social Security numbers at credit reporting agency Equifax, the company has announced that it will not charge for "credit freeze" requests for the next 30 days.

Here's where you can sign up for a credit freeze at the big three reporting agencies :

https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp

https://freeze.transunion.com/sf/securityFreeze/landingPage.jsp

https://www.experian.com/ncaconline/freeze

Note that many states normally allow credit reporting companies to charge a fee for placing a credit freeze on your account. For example, in California, the fee is $10.


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The 'Optiomal' Age to Claim Social Security Benefits : 65

According to a study, the optimal Social Security claiming age for a 55-year-old single man with a life expectancy of 76 is age 65, according to a HealthView Services analysis.

This of course depends on health and life expectancy, but since delaying Social Security benefits results in an 8 percent higher benefit, it's best to not claim early according to a HealthView Services analysis.


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