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When to take Social Security Retirement Benefits - Wife early, Husband late

This video discusses when to take Social Security Retirement Benefits for the common case where a husband had higher earnings than the wife.

The strategy discussed here is to have the wife take reduced benefits early, while having the husband delay his receipt of retirement benefits.

The key here is that when the husband passes away first (a common occurrence), the wife will see a step up from her reduced benefits to her spouse's higher benefit level.

This also discusses a "File and suspend" strategy to maximize benefits.


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Do Not Click on Links in Emails from "Equifax"

If you receive an email from "Equifax", be very careful about clicking any links in the email. It could be a phishing attack.

As a result of the recent Equifax leak of 143 million Social Security numbers, criminals see the leak as an excuse to tempt people into clicking on "helpful" links from Equifax.

Be very careful about clicking links in emails that you receive.

Equifax to Offer Free "Credit Freeze" Service After Security Breach

After the massive security leak of 143 million Social Security numbers at credit reporting agency Equifax, the company has announced that it will not charge for "credit freeze" requests for the next 30 days.

Here's where you can sign up for a credit freeze at the big three reporting agencies :

https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp

Fast Facts About Social Security - 2017

Fast Facts About Social Security - 2017 Edition

* 66 million Americans receive Social Security benefits

* 5.5 million new Social Security beneficiaries in 2016

* 62 percent of aged beneficiaries received at least half their income from Social Security

* 54.2 is average age for Social Security disability beneficiaries

https://www.ssa.gov/policy/docs/chartbooks/fast_facts/2017/fast_facts17.pdf


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Not affiliated with the US Social Security Administration