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Tips When Applying for Social Security Retirement Benefits

Apply for retirement benefits :

Reminders:

  • You must be at least 61 years and 9 months old to apply for retirement benefits.
  • If you are already age 62, you may be able to start your benefits in the month you apply.
  • You should apply for benefits no more than four months before the date you want your benefits to start.
  • Benefits are paid the month after they are due. (If your benefits start in April, you will receive your first benefit payment in May.)
  • If you are not getting Social Security and you are not ready to retire, you can sign up for just Medicare three months before your 65th birthday.

When You Apply

The SSA may ask you to provide certain documents like your Social Security card, birth certificate, and military papers to show that you are eligible and help decide how much your benefits should be.

Also, have bank information so you can sign up for Direct Deposit. If you do not have a bank account you can sign up for the Direct Express® card program.

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Recent Content

Equifax to Offer Free "Credit Freeze" Service After Security Breach

After the massive security leak of 143 million Social Security numbers at credit reporting agency Equifax, the company has announced that it will not charge for "credit freeze" requests for the next 30 days.

Here's where you can sign up for a credit freeze at the big three reporting agencies :

https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp

Fast Facts About Social Security - 2017

Fast Facts About Social Security - 2017 Edition

* 66 million Americans receive Social Security benefits

* 5.5 million new Social Security beneficiaries in 2016

* 62 percent of aged beneficiaries received at least half their income from Social Security

* 54.2 is average age for Social Security disability beneficiaries

https://www.ssa.gov/policy/docs/chartbooks/fast_facts/2017/fast_facts17.pdf

Do Not Click on Links in Emails from "Equifax"

If you receive an email from "Equifax", be very careful about clicking any links in the email. It could be a phishing attack.

As a result of the recent Equifax leak of 143 million Social Security numbers, criminals see the leak as an excuse to tempt people into clicking on "helpful" links from Equifax.

Be very careful about clicking links in emails that you receive.


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Not affiliated with the US Social Security Administration