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Can you file an application for the lump-sum death payment after the two-year filing period?

Excerpted from "Social Security Handbook". See the up-to-date, official Social Security Handbook at ssa.gov.

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Unemployment insurance benefits are not counted under the Social Security annual earnings test and therefore do not affect your receipt of Social Security benefits. However, the unemployment benefit amount of an individual may be reduced by the receipt of a pension or other retirement income, including Social Security and Railroad Retirement benefits.

You should contact your state unemployment office for information on how your state applies the reduction.

http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/1705

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Not affiliated with the US Social Security Administration