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Tips When Applying for Social Security Disability Benefits

There are two types of disability programs run by the Social Security Administration :

Of the two programs, SSDI is the more flexible in that you can receive benefits regardless of your income and assets. SSI payments are limited based on your income and assets. Also, under SSI, you must report changes in your living arrangements and income.

However, to qualify for SSDI, you must have a sufficient work history. For example, someone age 50 must have worked at least seven years, with five years of recent work. For someone age 27, you would need three years of work out of the past six years.


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Before Freezing Credit, Consider Opening Social Security Online Account

A report states that, in order to establish an online Social Security account at ssa.gov, the Social Security Administration must have access to your credit report to verify your identification.

Thus, before freezing your credit (to mitigate the risk of recent hacks), consider setting up an account at ssa.gov first.

National Social Security Advisor Certification Available

If you're looking for advice on Social Security benefits, it may be useful to find someone with the "National Social Security Advisor" certification.

Although the NSSA appears to be a privately issued certificate, it seems to convey some level of knowledge about Social Security benefits. Finding a financial advisor with NSSA certification may be something worth exploring.

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Not affiliated with the US Social Security Administration