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Tips When Applying for SSI (Supplemental Security Income) Benefits

The Supplemental Security Income (SSI) program pays benefits to disabled adults and children who have limited income and resources.

If you have a long enough work history and limited income and assets, you may be able to receive Social Security disability or retirement benefits as well as SSI.

The limit for "countable resources" (assets) for an SSI recipient is $2,000 for an individual and $3,000 for a couple. The Social Security Administration does not count your home nor the first car you own in these assets.

Any income you receive above $20 per month may limit your SSI benefit. Countable income includes wages, Social Security benefits, state disability payments and "deemed income" which is said to be "shared" by folks you live with (spouse or other family members).

If you meet the income and asset limits, you may apply for SSI if you're a child with a disability, an adult with a disability, or a senior age 65 or older (with or without disability).


Recent Content

Before Freezing Credit, Consider Opening Social Security Online Account

A report states that, in order to establish an online Social Security account at, the Social Security Administration must have access to your credit report to verify your identification.

Thus, before freezing your credit (to mitigate the risk of recent hacks), consider setting up an account at first.

National Social Security Advisor Certification Available

If you're looking for advice on Social Security benefits, it may be useful to find someone with the "National Social Security Advisor" certification.

Although the NSSA appears to be a privately issued certificate, it seems to convey some level of knowledge about Social Security benefits. Finding a financial advisor with NSSA certification may be something worth exploring.


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