Not affiliated with the US Social Security Administration

Quick Answers to Several Social Security Questions

This post has very good answers to the following questions :

Q. I am 61 but want to work until age 70. What happens to my wife if I die before I start retirement benefits?

A. The wife will receive survivor benefits equal to your retirement benefit, less any benefit she may be receiving.

Q. Why wasn't I offered retroactive benefits?

A. Retroactive benefits can't be paid prior to age 66.

Q. I am raising a grandchild who has a father in prison and an irresponsible mother. Can the child get benefits on my record?

Do Not Click on Links in Emails from "Equifax"

If you receive an email from "Equifax", be very careful about clicking any links in the email. It could be a phishing attack.

As a result of the recent Equifax leak of 143 million Social Security numbers, criminals see the leak as an excuse to tempt people into clicking on "helpful" links from Equifax.

Be very careful about clicking links in emails that you receive.

Fast Facts About Social Security - 2017

Fast Facts About Social Security - 2017 Edition

* 66 million Americans receive Social Security benefits

* 5.5 million new Social Security beneficiaries in 2016

* 62 percent of aged beneficiaries received at least half their income from Social Security

* 54.2 is average age for Social Security disability beneficiaries

https://www.ssa.gov/policy/docs/chartbooks/fast_facts/2017/fast_facts17.pdf

Equifax to Offer Free "Credit Freeze" Service After Security Breach

After the massive security leak of 143 million Social Security numbers at credit reporting agency Equifax, the company has announced that it will not charge for "credit freeze" requests for the next 30 days.

Here's where you can sign up for a credit freeze at the big three reporting agencies :

https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp

Disability Applicant Claim Denied on Appeal

A woman recently appealed her inability to be awarded Social Security disability by an Administrative Law Judge (ALJ). The United States Court of Appeals, Eleventh Circuit affirmed the decision of the ALJ, meaning the woman was not awarded Social Security disability payments.

Although this is one specific case, it is instructive to read the decision if you're considering filing for or appealing a Social Security disability decision.

Social Security Numbers of 143 Million Americans Stolen from Equifax

Equifax announced that the names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers of 143 million Americans was stolen.

This link will let you get free credit monitoring and see if you might have been affected :

https://www.equifaxsecurity2017.com/

Not to overthink this, but if you sign up for the "free credit monitoring", and then that data is stolen, maybe you're just telling the crooks that you're alive, and have some available credit that's worth stealing... :-/

When You Should NOT Give Out Your Social Security Number

To prevent identity theft, you should not give out your Social Security number unless necessary.

Here are five instances when you should generally not give out your Social Security number :

1. Before you're hired for a job

2. At the doctor's office (unless Medicare or Medicaid)

3. To attend schools or colleges

4. At supermarkets or other retailers

5. When booking travel

The article linked below has details and is well worth reading.

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Not affiliated with the US Social Security Administration