Nov
11
2011
By Guest (not verified)
Hi All .... My wife has recently been disabled because of a very bad back. She currently has 37 credits of work. Will she be able to receive benefits?? Also, when I retire in June 2012, will this affect my SSI benefits??? She is 55 if that matters. Thanks for any input you may have! Timm ................
Social Security disability with only 37 credits of work
Generally you need 40 credits by age 62. Younger workers may qualify with fewer credits. See table below. If you're age 31 or older, and unless you are blind, you must have earned at least 20 of the credits in the 10 years immediately before you became disabled.
Based on the table below, your wife may qualify on the basis of credits earned.
http://www.ssa.gov/retire2/credits3.htm
You mention "SSI benefits" but I suspect you mean "Social Security retirement benefits" as SSI is intended primarily for folks with low incomes.
If you are receiving SSI, any Social Security disability income she receives will be deemed to some extent to your household and may affect your net SSI benefit. Please consult Social Security for details on this.
http://www.ssa.gov/ssi/text-income-ussi.htm