Not affiliated with the US Social Security Administration

Amount of Child's Insurance Benefit

Excerpted from "Social Security Handbook". See the up-to-date, official Social Security Handbook at ssa.gov.

338. Amount of Child's Insurance Benefit

338.1 How is the child's monthly benefit amount determined?

A child's monthly benefit rate is:

  1. One-half the insured parent's primary insurance amount if the parent is entitled to disability or retirement insurance benefits (see §302); or

  2. Three-fourths of the parent's primary insurance amount if the parent is dead.

338.2 When is the child's benefit amount less?

The benefit paid to a child may be less if:

  1. The "family maximum" applies and the benefit rate must be reduced (see §§731-732); or

  2. A disabled "child" is entitled to disability or retirement insurance benefits on his or her own Social Security record. In this case, only the amount by which the child's monthly benefit rate exceeds the retirement or disability insurance benefit is paid as the child's insurance benefit.

(See §§733-737 for the effect of simultaneous entitlement to other Social Security benefits on the child's insurance benefit.)

Last Revised: Jun. 30, 2004


Sponsored Links

Recent Content

Suze Orman's Advice to Delay Social Security Benefits Until Age 70 is Too Broad

Noted financial adviser Suze Orman says most folks should begin Social Security retirement benefits at age 70.

However, this is poor advice if you're in poor health or if you're a notably lower-earning spouse relative to your husband or wife. Ideally, the spouse with the substantially higher lifetime earnings will let their benefit accrue at 8% per year until age 70.

Ads

Ads

Not affiliated with the US Social Security Administration