Dec
08
2011
By Guest (not verified)
I became eligible for Medicare in July of this year. Prior to that I worked about 6 months out of the 9 month trial work period that Social Security allots beneficiaries. I am young and I'm trying to get my life together and I think the best way to do that is to start working again. If I end up earning more than $1000 per month (which is what I was told is the amount set by Social Security), I know I'll lose my Disability benefits. My question is, will I also lose my Medicare benefits? The only way I can see myself working and not living on Social Security is to have the Medicare coverage for my mental and behavioral health problems. If I can't get treated for those, I wont be able to manage working and living on my own. PLEASE HELP ME.
Receiving Medicare while disabled and working
We are not experts in this area, and you are encouraged to contact the SSA or other sources for further information.
However, it appears that if you are working while disabled, you may be eligible to receive Medicare Part A (Hospital) premium-free coverage for 4.5 years beyond the current limit for disability beneficiaries who work. This means that you could work and still potentially retain your Medicare, for FREE, for up to four and a half years.
Additionally, with respect to Medicare Part B, Medicare medical insurance (Part B) coverage will also continue. You or a third party (if applicable) will continue to pay for Part B. If your Social Security Disability Insurance cash benefits stop due to your work, you or a third party (if applicable) will be billed every 3 months for your medical insurance premiums. If you are receiving cash benefits, your medical insurance premiums will be deducted monthly from your check.
Bless you.
http://www.socialsecurity.gov/disabilityresearch/wi/extended.htm
http://www.ssa.gov/work/receivingbenefits.html#medicare_medicaid
http://www.ssa.gov/pubs/10095.html