Aug
13
2011
By Guest (not verified)
My spouse died in 2003 (he was 59) and I was deemed disabled in 2006.(age 57) I am drawing off of his record because It was a larger ck. My question is... When I turn 65 will I draw more? How does this work? My husband would have been 65 in 2008 if he was still living. My check has never increased. Also, what is the lumpsum benefit?
Forums:
Claimed early survivor benefit based on disability
This is a fairly specialized case. I'd recommend you contact the SSA directly for guidance.
Normally, you would not be eligible for survivor benefits until you reached age 60. However, disabled folks (like you) are eligible for survivor benefits as early as age 50.
For the non-disabled case, if you take survivor benefits early (ex. age 60 - before your "full retirement age" of 66) then your survivor benefit will be permanently lower than one who waited until their full retirement age.
However, since you took survivor benefits "early" due to disability, I'm not sure if your benefit will or will not be adjusted upon reaching full retirement age.
http://www.ssa.gov/survivorplan/survivorchartred.htm