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Social Security Disabillity conversion to Social Security Retirement

I presently receive Social Security Disability which converts seamlessly to Social Security Retiremnt at age 66. At age 66 I am requred by my previous employer to take a defined benefit retirement the proceeeds of which are nearlfy the same as SS retirement after taxes. I would like to delay SS retirement so that my benefit will increase just as it does if one delays retirement. Is that possible?.

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Please contact Social Security directly for this. As you indicate, upon reaching full retirement age (age 66 for folks born 1943-1954) your disability payments will convert to retirement benefits with no action on your part.

It sounds like you would like to suspend your retirement benefits and start them at a later age, for example, age 68. Delaying initiation of retirement benefits normally leads to a higher monthly benefit.

I suspect you can receive disability payments until age 66, then suspend retirement benefits and restart them at a higher rate later. However, I could not find specific information on this.

http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/160

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