Oct
09
2011
By Guest (not verified)
I'd like to postpone getting social security as long as I can since the benefits go up the longer I delay up to age 70. Ideally, I'd like to delay getting social security until I am 70.
If I am otherwise eligible for SSI, do I have the option of NOT signing up for social security, even though I could if I wanted to, and getting SSI instead until I am 70 and then, at 70, signing up for social security?
Delaying Social Security retirement and applying for SSI
This is a rather novel idea that I haven't seen before. I suspect if you apply for SSI they may automatically try to get you to also sign up for Social Security retirement benefits.
Note you may receive both SSI and Social Security retirement benefits simultaneously.
http://www.ssa.gov/pubs/11000.html#part6