Not affiliated with the US Social Security Administration

Moving Elderly Mother from Arizona to New Mexico, SSI eligibility

My mother is currently living in Arizona and is End State Renal Disease (ESRD) requiring dialysis three times a week. The cost of dialysis is currently covered by Arizona Medicaid and Medicare. Due to declining health, we need to move her to New Mexico; to be closer to family care. She is receiving $750/month in Social Security widower benefits. According to NM Medicaid rules, the $750/month makes her ineligible for NM Medicaid. With the 80% Medicare coverage, the 20% out of pocket cost for dialysis would be approximately $5,000 per month, which my Mother cannot afford. Her SS monthly payment of $750 is her sole source of income, and she has total assets less than $1,500.

NM does use SSI eligibility as a qualification for Medicaid. Can my Mother forfeit her SS widower benefits, and apply for SSI instead? The difference in the benefit of $60, far off-sets the cost of her dialysis, if she can't qualify for NM Medicaid.

Ads

Ads

I have never heard of anyone renouncing or forfeiting their Social Security survivor benefits. There has been a "refiling" strategy to increase benefits, but I don't believe that's relevant here.

You may want to contact Social Security directly for this.

Ads

Not affiliated with the US Social Security Administration