Not affiliated with the US Social Security Administration

Mother passed

ok so my Mother passed a week ago, and at the time of her death she was collecting ssi, and ssdi! What happens to whatever she has left that she had paid into the program? I am 28 and was wondering if I am entitled to receive whatever benefits she has left

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In the United States Social Security system, there really isn't a notion of an "account balance" that can be bequeathed to a survivor after the worker has passed away.

It's true that in general, the more you worked and paid taxes into the system, the more you will receive -- on average.

However, there are many folks who paid into the system and will not receive one nickel nor be able to bequeath their "surplus" to survivors -- because the survivors don't qualify for benefits.

A surviving child like you may receive monthly survivor benefits if you are one of the following :

  • Unmarried children under 18, or up to age 19 if they are attending high school full time. Under certain circumstances, benefits can be paid to stepchildren, grandchildren, or adopted children.
  • Children at any age who were disabled before age 22 and remain disabled.

So if you met Social Security's disability criteria before age 22, you may qualify for survivor benefits.

http://www.ssa.gov/survivorplan/ww&os2.htm

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Not affiliated with the US Social Security Administration