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Investment Income Does Not Count in Social Security "Earnings Limit"

If you're receiving Social Security retirement benefits AND you receive income from wages, your Social Security wages may be reduced if you earn more than $16,920 (2017).

However, if you receive investment income, this will not affect your Social Security benefit.

If you have considerable investment income, this may mean your Social Security benefits are TAXED, but they will not be REDUCED.

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Seven Social Security Myths

1. Social Security will cover my income needs

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3. I'll receive full benefits at 65

4. Once I start benefits, I can’t work anymore

5. I won't pay taxes on Social Security

6. Once I start Social Security, I have to continue receiving it

7. My divorce will reduce my benefits


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Not affiliated with the US Social Security Administration