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How are your earnings as a self-employed person considered in determining substantial gainful activity?

Excerpted from "Social Security Handbook". See the up-to-date, official Social Security Handbook at ssa.gov.

621. How are your earnings as a self-employed person considered in determining substantial gainful activity?

Your actual earnings as a non-blind self-employed worker may be given less weight in determining your ability to do substantial gainful activity than the extent of your activities in the business. This is so because earnings or losses from your business may be due to factors other than work activities. For example, your business may have only a small profit or may operate at a loss, even if your work is enough to be considered substantial and gainful.

(See §603.3 for the special definition of substantial gainful activity applicable to disabled blind individuals.)

Last Revised: Jul. 26, 2005


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There are 2 Comments

What happens to my Social Security Disability at age 53 , if I get married and my husband is receiving regular Social Security as he is 64 years old? Our combined income is less than 50 thousand a year.
THANK YOU!

Please contact Social Security directly for your particular case.

However, documents indicate that if your disability payments are based on your OWN case (not spousal or widow benefits) then your benefits will continue :

http://ssa.gov/pubs/10153.html#4

Again, please contact SSA directly before moving forward.

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