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Social Security (Earnings) Statement

You can receive an electronic (PDF) copy of your "Social Security Statement" at

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Your Social Security Statement provides :

  • Estimates of your retirement, disability, and survivors benefits;
  • Your earnings record; and
  • The estimated Social Security and Medicare taxes you’ve paid.

It's recommended you check your Social Security Statement annually. When checking, ensure that the SSA properly recorded your wages for last year.

Since retirement and disability benefits increase with wages, you want to ensure your wages are tracked correctly. Also, to be eligible for benefits, you must have enough years of work according to SSA records.


Recent Content

Four Factors that Determine Your Social Security Retirement Benefit

Your Social Security retirement benefit largely depends on the following four factors :

* Your work history => Longer yields a higher benefit

* Your earnings history => Higher earnings yields higher benefit (at decreasing rate)

* Your birth year => Born earlier means higher relative benefit

* Your claiming age => Starting benefits later means higher benefit

What Social Security May Look Like in 2035

Interesting article which looks at how Social Security may fare in the year 2035.

Highlights :

* The worker-to-beneficiary ratio will drop from 2018's 2.8 to 2.2-to-1.

* Workers will have to wait longer to receive "full" benefits

* Social Security's "trust fund" will be exhausted

* Substantial benefit cuts may be needed

* Payroll taxes will be critical to pay for benefits

* Social Security benefits will continue to decline due to inflation

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Not affiliated with the US Social Security Administration