Jan
02
2013
By Guest (not verified)
Does my potential future survivor benefit change based on when I start to receive my own SS benefits?
For example, suppose my husband would die when I am age 68. Would my widow's benefit be different if I started my own SS benefits at age 62 versus 66?
Survivor benefits vs. retirement benefits
In many cases, a widow or widower can begin receiving one benefit (survivor/retirement) at a reduced rate and then, at full retirement age, switch to the other benefit at an unreduced rate.
http://www.ssa.gov/survivorplan/onyourown5.htm#a0=1