When to Take Social Security in Retirement - Think "MATH"

MATH translates to :

* Market
* Affordability
* Taxes
* Health

Health -> Take Social Security early if your life expectancy is limited

Affordability -> If you NEED the money now, maybe you need to start benefits

Taxes -> If you're still working, your up to 85 percent of your Social Security benefits may be taxed

Market -> If the stock market is way down, maybe you need to start benefits soon