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7. Figuring the Cash Benefit Rate

Excerpted from "Social Security Handbook". See the up-to-date, official Social Security Handbook at ssa.gov.


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Four Factors that Determine Your Social Security Retirement Benefit

Your Social Security retirement benefit largely depends on the following four factors :

* Your work history => Longer yields a higher benefit

* Your earnings history => Higher earnings yields higher benefit (at decreasing rate)

* Your birth year => Born earlier means higher relative benefit

* Your claiming age => Starting benefits later means higher benefit


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Not affiliated with the US Social Security Administration